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General Discussion / bomb building technics
« Last post by Idonneliomi on January 18, 2014, 03:50:04 PM »
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Thanks for the info. Is it ok if I share with the forum?

 8)
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Real Estate Agent Short Sale Nightmares / Re: Bank's Reducing Commission
« Last post by JeffD on January 13, 2013, 08:34:11 AM »
I think if the bank is taking a hit, sometimes everyone needs to kick in, even the agent!
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Sorry JM, sounds like your credit is already screwed.
Owing the entire balance is called 'acceleration' - basically once you are late, the bank is entitled to accelerate the entire balance owed.

Sorry your property value fell so much, and about your job.

I'll PM you and see if I can help with your situation. Sounds like a SS might be what you need, if you dont plan on staying there.
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So i got a letter from my mortgage company ( i am 3 months late cuz I lost my job in October) that if I dont pay within the next 30 days I will be responsible for the entire amount left on the mortgage, around $100k (county assessed recently at $35k).
What does that mean? Should i contact them and work out some plan? Is my credit screwed if i dont?

 >:(

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Negotiator Short Sale Nightmares / Re: Bank Negotiators That Don't Return Calls
« Last post by SSGoddess on January 11, 2013, 12:19:26 PM »
You just have to be constantly on their butts! Most of my day is spent on hold for one negotiator or another.

Thankfully I am an excellent multi-tasker  ;D
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Homeowner Short Sale Nightmares / Re: Process Drags On
« Last post by MagicJ on January 10, 2013, 05:03:16 PM »
It seems like I am giving them a lot more paperwork then when i got the mortgage! When i applied originally. i Just told them how much I was making, now I've got to show paystubs, bank statements and my kidney.

If they were this particular when they gave out these loans we wouldnt be in so much trouble
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Homeowner Short Sale Nightmares / Re: Process Drags On
« Last post by JeffD on January 09, 2013, 05:43:17 PM »
Thanks Marcy! ;D
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Real Estate Agent Short Sale Nightmares / Re: Bank's Reducing Commission
« Last post by Marcy on January 09, 2013, 03:27:44 PM »
I don't think it's right that the bank's are trying to lower your commission. I know my agent is busting his a$$ to get my sale closed. Seems like even more work then a regular sale. IMHO
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Homeowner Short Sale Nightmares / Re: Process Drags On
« Last post by Marcy on January 09, 2013, 03:25:26 PM »
I'm going through the process myself, and I found I try to get the bank all the information they might request at the same time. It seems like if you do it piecemeal it just slows down the whole thing.

I'll keep you posted  ::)
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